In this consultation, I will guide you through a thorough credit analysis with my Smart Credit app for more precise scores and reports. I will cover your current income, tax returns, and debt-to-income ratios. Self-employed clients are also greatly welcomed. I will also discuss all the requirements needed to get you approved for your new home. If all requirements are met in this consultation I can get you pre-approved the same day, and you could be in your new home within 30 days. Furthermore, I specifically specialize in New Construction Homes and I have a really great relationship with their builders/lenders with special financing. We also have great relationships with strategic lenders who offer 1st time home buyers programs with low to no down payment as well as no closing costs. We also specialize in soft second mortgages, and if you met the qualifications we can also get you approved for up to $50k off your purchase price. Lastly, if you are one of these clients who need to move as soon as possible but your credit score falls short of the required 620-640 minimums, I also offer a home buyers lease to purchase program which requires a 580 fico score. Click the link to start your home-buying process.